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하지만 그에 반해 자주 사용하게 될 경우 여러가지 연체 위험이 있을 수 있습니다.상환 계획 필수: 현금화를 통해 마련한 금액은 계획적으로 상환해야 합니다. 상환 계획 없이 무분별하게 사용할 경우, 이자 부담이 커지고 재정 상황이 악화될 수 있습니다.이러한 변